Fairhope, AL
Title insurance and real estate closing services for Fairhope, Alabama and communities across the Eastern Shore and Baldwin County.
74 Portico Street, Fairhope, AL 36532
View Fairhope office details
Alabama Title Insurance & Real Estate Closing Services
Local title, escrow and closing support for residential, commercial, refinance and cash transactions.
MEET ALI: YOUR A.I. REAL ESTATE ASSISTANT
Get instant answers to your real estate questions, from market trends to closing processes.
OK, SO WHAT IS TITLE INSURANCE?
Understanding how title insurance protects your property investment
What is Title Insurance?
Title insurers are trained to identify the rights others may have in your property. Before closing your transaction, the title company will proceed to "clear" those encumbrances, which you do not wish to assume.
What is Title Search?
A title search is the process of determining from the public record what the rights are to the land and who owns them. A title search is a means of determining that the person who is selling the property really has the right to sell it, and that the buyer is getting all the rights to the property (title) for which he or she is paying.
How It Protects You?
If claims arise, professional claims personnel are assigned to handle them according to the terms of the title insurance policy. Title insurance reimburses you for the amount of your covered losses as defined in the policy and will provide defense against wrongful claims against your title.
The Title Process
A search of official records and the resulting report is especially critical to a lender who is contemplating providing a mortgage for the purchase of the property. The lender, like the homebuyer, wants assurance that the property is free and clear of encumbrances, such as mortgages, judgments or liens, and that the seller has full rights to sell the property.
Federal Reporting Notice
Certain residential real estate transactions may be subject to mandatory reporting requirements under regulations issued by the U.S. Department of the Treasury.
MLJ Escrow complies fully with federal reporting laws and may require beneficial ownership information from purchasing entities.
For questions regarding compliance, contact our office prior to closing.
TITLE INSURANCE & HOW IT WORKS FOR YOU
The chain of title is a history of the ownership of a particular piece of property, indicating who bought it and sold it, and when. The information may be derived from public records – usually a county clerk's or recorder's office – or obtained from title plants privately owned and maintained by title companies.
Alabama Title & Closing Offices
Find the MLJ Title office nearest you.
Guntersville, AL
Title insurance, escrow and closing coordination for buyers, sellers, agents and lenders in Guntersville and Marshall County.
1321 Gunter Avenue, Guntersville, AL 35976
View Guntersville office detailsRainsville, AL
Title and closing services for residential and commercial real estate transactions in Rainsville and DeKalb County.
2230 Main Street East, Rainsville, AL 35986
View Rainsville office detailsGadsden, AL
Title insurance and professional real estate closing services for Gadsden, Etowah County and surrounding communities.
2100 Club Dr #150, Gadsden, AL 35901
View Gadsden office detailsOrange Beach, AL
Title insurance and closing services for Gulf Coast residential, condominium, investment and commercial real estate transactions.
22645 Canal Road, Orange Beach, AL 36561
View Orange Beach office detailsHuntsville, AL
Title insurance, escrow and real estate closing services for Huntsville, Madison County and North Alabama.
2304 Memorial Pkwy SW, Huntsville, AL 35801
View Huntsville office detailsAthens, AL
Title insurance and closing services for home purchases, refinances and commercial transactions in Athens and Limestone County.
112 Market Street W., Athens, AL 35611
View Athens office detailsCullman, AL
Title searches, title insurance and coordinated real estate closings for Cullman and communities throughout Cullman County.
427 2nd Avenue SW, Suite 102, Cullman, AL 35055
View Cullman office detailsBirmingham, AL
Title insurance and real estate closing support for residential and commercial transactions across the Birmingham metropolitan area.
5500 Southlake Park Suite 200, Birmingham, AL 35244
View Birmingham office detailsBELOVED REVIEWS
What our clients say about working with us
Dena was great to work with and was very good at communicating her business goals with me... She has the best interest of her clients at the heart of everything she does in her business.
J
Jeremy Kirby
Dena is one of the most professional Closing Managers... Exceptional experience and I would gladly work with Dena whenever possible!
M
Mia Burmeister
I have used Dena and her company for three years now!... I highly recommend them!
K
Kathy Guidroz
Partners & Certifications
We work with trusted partners and maintain the highest industry certifications to ensure quality service.
Closing resources
Prepare for a smoother Alabama real estate closing
Clear, practical guides for understanding title insurance, closing steps and common risks before you sign.